Delicately purposed for the nation’s Black women; brown girls, black girls; light-skinned, brown-skinned, and dark-skinned:
On June 25, 2015, the Supreme Court ruled in King v. Burwell that premium tax credits can be issued to consumers who purchase health coverage in the federally facilitated marketplace (FFM). King v. Burwell is a significant factor in the future of the Affordable Care Act (ACA) because it ensures that millions of Americans will have access to affordable health coverage. Furthermore, because women comprise a majority of FFM enrollees, the availability of premium tax credits under the ACA is crucial.
Currently, black women still suffer disproportionately from chronic illnesses and infectious diseases. The ACA has afforded women more rights ensuring fair treatment from insurers and guaranteeing access to coverage that offers a comprehensive set of benefits, including maternity care and other key women’s health services for those who enroll in a marketplace plan. In addition to the benefits for women, the ACA has also put policies in place which allow dependents to remain on their parent’s health insurance until they turn twenty-six years old.
Benefits of the ACA & King v. Burwell for Black Women:
1. Guaranteed access to coverage through the marketplace plans
2. Screenings and counseling for Pregnancy-related conditions such as anemia and gestational diabetes; Breast and cervical cancers; Sexually transmitted infections; and Domestic and interpersonal violence
3. Well-woman visits
5. Breastfeeding supplies, counseling and support
6. Tobacco use intervention
7. Osteoporosis screenings
These benefits truly provide women with greater flexibility, economic security, independence, and protection in health and wellness. I encourage my fellow Black women to take full advantage of the benefits being offered whether it is through premiums in the marketplace or private insurers. Every woman especially Black women has the right to a healthy, productive, and even longer life!
P.S. If you are uninsured visit www.healthcare.gov, you still have time for 2015 health coverage!
Important dates for 2016 enrollment:
November 1, 2015 – Open enrollment starts for 2016 Marketplace plans
January 1, 2016 – First date 2016 coverage can start
January 31, 2016 – 2016 Open Enrollment ends
HealthCare.gov. (n.d.). 2016 Open Enrollment dates | HealthCare.gov. Retrieved July 2015, from https://www.healthcare.gov/marketplace-deadlines/2016/
National Partnership for Women & Families. (2015, January). King v. Burwell: Affordable Coverage for Women at Stake. Retrieved from http://www.nationalpartnership.org/research-library/health-care/king-v-burwell-affordable-coverage-for-women-at-stake.pdf